The first thing you need to do is analyze the debts that you have with your ex-spouse. It may be beneficial for you to file bankruptcy to protect yourself from creditors.

If you are married then you can file bankruptcy alone or with your spouse, however, a bankruptcy is based off the total household income regardless of both spouses are filing. To seek which options apply to you, please seek professional legal assistance from our office.

In most cases, your credit score will go down when you file bankruptcy but will increase once you have received a discharge from the United States Bankruptcy Court. A bankruptcy filing will stay on your credit report for approximately ten (10) years.

Bankruptcy can be filed as many times as needed for a debtor with certain restrictions. A Chapter 7 bankruptcy can only be filed once every 8 years. If you are within eight (8) years from your last bankruptcy filing, please contact our office so we can review the options that you have.

Bankruptcy can be filed online with our office. We will assist you in your legal needs through the virtual world. We understand the need for assistance while under the global pandemic.

Yes, filing bankruptcy is the only way to stop a wage garnishment or life a lien on your bank account once a creditor brought these actions against you.

If you file a Chapter 7 bankruptcy and have received a discharge from the United States Bankruptcy Court then you are free to incur debt whenever you would like. You will need to seek bank approval and provide your discharge documents upon application for your home loan. 

If you have filed a Chapter 13 bankruptcy, then you will need to speak directly with your counsel to find out what is the best way to proceed to buy a home while you are in bankruptcy. In most cases, you will have to seek court approval to buy a home while you are in an active bankruptcy case.

If you file a Chapter 7 bankruptcy and have received a discharge from the United States Bankruptcy Court then you are free to incur debt whenever you would like. You will need to seek bank approval and provide your discharge documents upon application for your home loan. 

If you have filed a Chapter 13 bankruptcy, then you will need to speak directly with your counsel to find out what is the best way to proceed to buy a home while you are in bankruptcy. In most cases, you will have to seek court approval to buy a home while you are in an active bankruptcy case.

Load More

FAQs bankruptcy